Motorcycle Insurance Minimum Requirements in Wyoming

Wyoming Insurance Requirements for Motorcycles

The minimum amounts of liability coverage are:

• $25,000 per person for bodily injury

• $50,000 per accident for bodily injury

• $20,000 per accident for property damage

Remember, these are just the very minimum amounts required; you may want to purchase more coverage. See Types of Coverage to review your options.

How Coverage Affects Helmet Requirements

Insurance coverage has no effect on helmet requirements.

Proof of Insurance and Financial Responsibility

You need to keep proof of insurance (or bond or deposit) with you when you ride so you can show it to an officer if he asks to see it. This can include a “proof of insurance” card from your insurance company or a certificate of your bond or deposit.

The state will also check your registration against a list of vehicles insured in Wyoming. If you are caught without insurance, you will be charged with a misdemeanor unless you can produce proof of coverage within seven days.

Penalties for Failure to Maintain Financial Responsibility

Don't take the penalties for having no proof of insurance lightly. In addition to a hefty fine, you could face up to six months in jail. The fine for a first offense is between $250 and $750, and a second offense will cost you from $500 to $1,500.

You will also have to give the county treasurer your vehicle registration and license plates until you have met all obligations.

If you have questions about the penalties, or the steps you must take to pay your fines and obtain your registration and plates, contact the DOT at (307) 777-4851.