• Title Transfers

     
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    Top What is a Title Transfer?

    A vehicle's title is the document that shows who owns the vehicle. When vehicle ownership changes, a title transfer must occur within 60 days.

    You must complete a title transfer when:

    • You buy or sell a vehicle.
    • You pay off your car loan.
    • You transfer your vehicle to a family member, or a family member transfers a vehicle to you.
    • You gift or donate your vehicle, or you receive a vehicle as a gift or donation.
    • You inherit a vehicle.
    • You need to make name changes on your current title.
     
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    Top Selling a Vehicle

    Selling your vehicle is a great way to bring in some extra cash, but keep in mind a buyer wants to feel confident in you and the vehicle's condition before making a purchase―and your word may not be enough. You can boost that confidence when you present the buyer with a Vehicle History Report. This report will give the buyer information about the vehicle's past, as well as prevent the buyer from having to do the research himself.

    Once you're ready to complete the transaction, follow these steps to ensure a smooth title transfer:

    1. Locate the title and, if the vehicle is less than 10 years old, record the current odometer reading. (If the title is damaged, you have no idea where it is, or you need a new title clear of any past lienholders, refer to Replacing a Lost Title.)
    2. Sign and date the title as the seller.
    3. Have the buyer complete, sign, and date the title.
    4. Complete a Bill of Sale with the buyer and have it notarized. (You may want to complete two copies so you can keep one for your records.)
    5. Give the buyer the paperwork so he can head to his local DMV Regional Office to finish transferring ownership.

    Top Buying a Vehicle

    New Cars

    Your dealer will handle the title transfer within 60 days of purchasing the vehicle.

    If you haven't purchased a vehicle yet, browse new cars online to save yourself some time.

    Used Cars

    Purchasing a used car with a healthy Vehicle History Report helps you save money; however, you can be extra kind to your wallet when you choose an affordable auto finance option and a car insurance policy that won't break your bank account each month.

    Once your finances are in order and you're ready to seal the deal, take the following steps:

    1. Make sure the seller presents you with the correct, properly completed and signed title for the vehicle. (The vehicle identification number on the title must match the one on the vehicle, and the seller must include the current odometer reading if the vehicle is less than 10 years old.)
    2. Complete, sign, and date the title.
    3. Complete a notarized Bill of Sale with the seller.
    4. Within 60 days, make an appointment with your local DMV Regional Office to complete the title transfer in person, or complete an Application for a Certificate of Title for a Motor Vehicle and mail it, along with the appropriate fees (see below) to:

      • Department of Transportation
      • Division of Motor Vehicles
      • 1800 Kanawha Blvd. East, Building 3
      • Charleston, WV 25317

    Your fees include:

    • $10 for your title.
    • A 5% privilege tax, based on the purchase price of the vehicle, if you paid at least half of the vehicle's book value; if not, you will pay 5% of the low book value.
    • $5 to record any lien information.

    NOTE: Don't forget about additional fees related to the vehicle's registration.

    Top Removing a Lien

    Your lienholder will release the lien and send you the title after you pay off your loan.

    1. Once you receive the title, you have 60 days to apply for a clear title; however, the DMV recommends immediately applying because the lien information will remain on your title until you do so.
    2. Make an appointment with your DMV Regional Office to apply for a clear title. The fee is $10.

    Top Transferring to Family

    The DMV allows family transfer to occur among immediate family members, such as:

    • Spouses
    • Parents
    • Children
    • Siblings

    When vehicle ownership transfers from one family member to another, the DMV doesn’t require the new owner to pay any sales tax.

    1. Have the registered owner properly complete, sign, and date the title, including the current odometer reading if the vehicle is less than 10 years old.
    2. Have the new owner complete, sign, and date the title.
    3. Have the new owner make an appointment or visit the nearest DMV Regional Office within 60 days to complete the title transfer in person, or complete an Application for a Certificate of Title for a Motor Vehicle and mail it, along with the title fee of $10, to:

      • Department of Transportation
      • Division of Motor Vehicles
      • 1800 Kanawha Blvd. East, Building 3
      • Charleston, WV 25317

    NOTE: If you’re the new owner, you’ll likely need to register the vehicle in your name, in which case visiting your local DMV Regional Office may be more time efficient than ordering your new title by mail.

    Top Gifting a Vehicle

    Unlike with vehicle ownership transfers among family members, new owners of gifted vehicles must pay 5% of the low-book value of the vehicle. If you’re unsure about the exact dollar amount, a DMV employee can help you.

    1. The current owner, or gifter, must properly sign and date the title, and record the current odometer reading if the vehicle is less than 10 years old.
    2. The new owner, or receiver, must properly complete, sign, and date the title.
    3. The new owner must make an appointment with or visit his local DMV Regional Office to complete the title transfer in person, or complete an Application for a Certificate of Title for a Motor Vehicle and mail it, along with the title fee of $10, to:

      • Department of Transportation
      • Division of Motor Vehicles
      • 1800 Kanawha Blvd. East, Building 3
      • Charleston, WV 25317

    NOTE: As is the case with family transfers, a new owner of a gifted vehicle may need to also register the vehicle in his name. If you’re the new owner, you can visit your local DMV Regional Office to handle both the registration and titling processes at once. For more information about registering vehicles and fees, visit Car Registration.

    Top Donating a Vehicle

    Donating your vehicle is an excellent way to help individuals and charities. Our section on car donation offers tips on how to go about donating your vehicle as well as how to choose a qualified charity.

    Remember, you become eligible for tax benefits once you donate your vehicle. Consult a tax attorney to prepare yourself for tax season.

    Top Inheriting a Vehicle

    When a vehicle owner passes away, that person’s heir can immediately begin the process to claim ownership of the vehicle. Processes do tend to vary, so it’s wise to consult a probate attorney before beginning.

    If you are the heir, below are the general steps you must take:

    1. Have the executor of the deceased’s estate complete the title (sign, date, and record the odometer reading if the vehicle is less than 10 years old) as the “seller.”
    2. Sign and date the title yourself as the “buyer.”
    3. Make an appointment with or visit your local DMV Regional Office to complete the title transfer in person with the executor of the deceased’s estate, or complete an Application for a Certificate of Title for a Motor Vehicle and mail it, along with the executor’s paperwork and the appropriate fees ($10 for the title and $5 to record any lien information), to:

      • Department of Transportation
      • Division of Motor Vehicles
      • 1800 Kanawha Blvd. East, Building 3
      • Charleston, WV 25317

    NOTE: If you visit the DMV in person, you can handle the registration process on the same day. Please visit Car Registration for details about the process and additional fees.

    Once the vehicle belongs to you, you must properly insure it before you can drive it. Our Insurance Center provides information about minimum coverage requirements and helps you shop for an affordable rate online.

    Top Making Name Corrections

    Changing a Name

    1. Have ready proof of your actual legal name or, in the case of a name change, the legal documents that prove your name change (such as a marriage certificate, divorce decree, or other court document).
    2. Be prepared to pay fee of $10.
    3. Make an appointment with your local DMV Regional Office to complete the paperwork, and remember to bring your current title.

    If you need to change the name on your vehicle's title because you've actually changed your name, you may be interested in obtaining a vital record. A vital record will help prove your identity when you use your new name to apply for things such as your driver's license. For more information about keeping the DMV current with your new name, visit Changing Your Name.

    Deleting a Name

    1. If “or” joins the two names, the person wishing to stay on the title simply needs to resign the title as the sole owner. If “and” joins the name, both parties must resign the title (the person remaining as the “buyer” and the person leaving as the “seller”).
    2. In the case of an “and” situation, the “buyer” must pay 5% of the current low-book value of the vehicle and the title fee of $10.
    3. Both parties can make an appointment with or visit the DMV to complete, or finalize, the paperwork.

    Adding a Name

    1. Both parties must sign the title (the current owner as “seller” and both the current owner and the new owner as “buyer”).
    2. Both parties can make an appointment with or visit the DMV to complete the process, including notifying the DMV of how the two names should appear (joined by “and” or “or”) and pay thing the title fee of $10.{/
     
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