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Title Transfers
For Top Service & Savings, Sign Up With State Farm® Online Today.www.StateFarm.comTravelers® Offers Free Quotes on Car Insurance. Review Rates Today.www.Travelers.com/CarInsuranceTop What is a Title Transfer?
A title, or Vehicle Certificate of Ownership, or pink slips (though they’re no longer pink) proves who owns a vehicle.
Reasons for a title transfer can include:- Buying or selling
- Inheriting
- Donating
- Gifting
The seller has five days to report a sale; the buyer has 15 days to record a transfer.
Buying a Used Car? Order a Vehicle History Report First
Ordering a vehicle history report is a critical step in the used car buying process. Failing to do so could result in the purchase of a vehicle with frame, flood, or fire damage, odometer rollback and more. Stay on the safe side, and order a vehicle history report before you buy a used vehicle.
Top Selling a Vehicle
When there are so many options competing for a buyer’s attention, how do you set yourself apart? Consider getting the buyer a Vehicle History Report of your car. This transparency means you have nothing to hide and may be just what the buyer needs to select your car.
After the buyer cuts your check or hands you a big wad of cash, it’s time to transfer the title.
- Get out your title and flip it to the back.
- Sign your name, date, and odometer reading (if the car is less than 10 years old) in the proper spaces.
- Hand it to the buyer to sign.
- Fill out a Bill of Sale. The buyer needs it to get a new title. For you, it proves that you sold the car. The document covers you if there are any questions later, or if your buyer never turns in the new paperwork.
- File a report of the sale within 5 days. You can do this online for free or in person at a vehicle licensing office.
Top Buying a Vehicle
New Cars
Transferring a title when you buy a new car is the easiest, because the dealer takes care of it for you.
If you’re shopping for a new car, you should comparison shop online to get quick and handy values for the best price.
Used Cars
Shopping for a used car is the best way to get more car for your buck. Look for cars online; it saves time.
Once you have an idea of how much you want to spend, you should then shop for a good car loan. Rates and terms vary, so ask around for the best price.
After you have a car loan in place, you can get serious about how much you’re going to spend and which car you’ll buy. Now is the time to get a Vehicle History Report. For one fee, you get unlimited access to cars, providing you with information about whether a car was a flood or salvage title.
Finally, when you’ve narrowed it down to a car or two, get an insurance quote on the exact car you want to buy. The premium payments need to fit into your overall budget with your loan payment.
- Have the seller sign, date, and fill in the mileage (if the car is less than 10 years old) on the back of the title.
- You sign and date it.
- Get a Bill of Sale from the seller. This is used to calculate use tax.
- Fill out a Vehicle Certificate of Owner Application.
- Get an emissions test, if needed in your area.
- Take all these documents to a vehicle licensing office.
- Pay $15.50 plus any use tax fees.
If you don’t want to go in, you can get your Vehicle Certificate of Owner Application notarized and mail it with your fee and documents to:
- ATTN: Vehicle Licensing
- Department of Licensing
- PO Box 9909
- Olympia, WA 98507-9909
Be prepared to register your car at the same time.
You must have the title transferred within 15 days of buying a car. If you wait any longer, you will be fined $25 after 16 days and $2 for each additional day, up to a maximum of $100.
Top Removing a Lien
Paying off your loan is exciting, but how you get your title depends on whether your lienholder has it held electronically (a paperless title) or on paper (physical title). You’ll need to call your lienholder for informatoin.
Paperless Title
- After your loan is paid off, your lien holder will notify the Department of Licensing.
- The lienholder charges a varying fee on your account for the service.
- In 6-8 weeks, the Department of Licensing sends you your physical title.
Physical Title
- The lienholder sends you your title after your loan is satisfied.
- Take the title to a DOL office for a lien release within 5 days of receipt.
- Pay the $19 lien release fee.
Top Gifting a Vehicle
If you're giving a vehicle as a gift, whether to a family member or friend, you need to:
- Have the giver sign off in the seller’s area of the title, noting mileage if the car’s 10 years old or newer.
- Have the giver provide verification that the vehicle's sales tax has been paid if you have owned the car less than seven years, so you won’t have to pay tax again.
- Have the giver provide a "Letter of Gift" stating his intent along with the vehicle's description, your name, your signature, and the date
- Take all of this evidence to a vehicle licensing office and complete a Vehicle Certificate of Ownership Application.
- There is no use tax due on gifts.
- Pay a title transfer fee of $15.50, plus any other fees that might be due at registration. Contact the office to find out the exact cost and whether you need more documentation.
The vehicle can only be given as a gift every other time it passes hands.
Top Donating a Vehicle
Donating a Car is both charitable and beneficial. You get a nice tax break while the charity of your choice gets a car.
But tax laws can be confusing and change from year to year. It wouldn’t hurt to consult a tax attorney to take full advantage of this large donation.
Top Inheriting a Vehicle
If you’re the rightful heir to the vehicle, you may claim the new title at a vehicle licensing office, with the right documentation. Because probate laws can get complex, think about consulting a probate attorney with any qeustions.
- Surviving spouses with joint ownership of the vehicle take a certified copy of the death certificate adn the title to a vehicle licensing office.
- If you were appointed the owner through power of attorney, you must also bring the certified letter of testamentary or letter of administration.
- If you inherited through a community property agreement, bring a certified copy of the death certificate, copy of the community property agreement, and the title to a vehicle licensing office.
- If you inherited the car from an unadministered estate, bring the certified copy of the death certificate, Affidavit of Inheritance or succession, and the title to a vehicle licensing office.
- Pay $15.50 to transfer the title. Contact a licensing agent for more fee information.
When you go in, be prepared with the proper paperwork to register the car, too. You’ll need to show valid insurance. If the car needs new insurance, consider stopping by our Insurance Center.
Top Making Name Corrections
Changing a Name
- Get proof of name change: the court order or an Affidavit of name change if it wasn’t court-ordered.
- Provide a certified copy of the divorce decree or marriage certificate, if applicable.
- Fill out a new Vehicle Title Application.
- Take these documents and the title to a vehicle licensing office.
- Pay a $9 transfer fee, plus a possible $10 subagent fee.
You can also send this by mail to:
- Department of Licensing
- P.O. Box 9909
- Olympia, WA 98507-8500
Expect the new title in 6-8 weeks.
If you’re missing any of your documents, you can order a new copy.
For more questions, see our changing your name article.
Deleting or Adding a Name
- All involved parties must appear together at their local vehicle licensing office with the title.
- The office clerk will then instruct you what to sign and where.
- You’ll pay $9, plus a $10 fee if you went anywhere but a county auditor.
Related Questions from DMV Answers
Where can I get a release of liability form?
Not every state requires a specific release of liability form (see grid below) during a title transfer. If, however, you do reside in a state that requires this form, you can grab one from your local DMV office. Or, in some instances, download a copy from your state's DMV Web site. This form goes under many names. Arizona, for example, calls it a Sold Notice. California refers to it as a Notice of Transfer and Release of Liability. And Ohio names it a Customer Request to Cancel Vehicle Registration form.Keep in mind that just because your state does not require a specific Release of Liability form, does not mean you're free from notifying your DMV office. In lieu of a specific form, many states substitute surrendering the vehicle's license plates as adequate notification. Others require a letter in writing. And some don't require any notification at all. The advantage of getting a release of liability on record is that should the new owner not properly file title transfer paperwork,...
Read more >>I paid off my loan but the lien holder has not released the title, what can I do...
Contact the lender and ask that they take action to release the title because you have paid off the loan. Be ready with proof, such as the bank’s own “Paid in Full” note, or bank statements with payment history. When you pay off your car loan, your lender, or lien holder, is supposed to release the lien. At this point, you can enact a title transfer at the motor vehicle office, so that the title will be in your name only. Now, let’s say the lender, for whatever reason, never gets around to releasing the lien, and you only find out about the oversight much later. Now you can’t contact the lender because the bank failed and there’s no proof that you own your car. What to do? There is another option. Contact the FDIC, or Federal Deposit Insurance Corporation, and ask for a lien release in writing by email, fax, or letter. Explain the terms of your loan, when you paid it off, and proof that you paid it off. Proof can include documentation such as copi...
Read more >>Where can I obtain a lien release form?
You'll need to contact the financial institution that gave you the loan. In turn, they'll either send you a completed lien release form, or a letter that states you've been released from the loan.After you've paid off your loan, your bank should automatically send you the lien release. A lien release is often required by motor vehicle agencies in order to process a used car title transfer. Visit your state's motor vehicle agency site to learn what paperwork is required when buying or selling a used car. Most states do a good job of explaining this matter, but if you're confused, contact your local DMV branch or the state headquarters.
Read more >>Do I need smog certification to complete a title transfer?
Some states require that the car’s owner provide a smog check or emissions certificate prior to the title transfer, while others make it the buyer’s responsibility to get a smog check, if a smog check is required in the state. Certain states only have smog requirements in higher-population counties. Check with your state’s motor vehicle agency for specifics.
Read more >>Can I take care of title transfers online?
While the Internet has made many tasks more convenient, title transfers must still be completed the old fashioned way. Although a few states have Web sites that allow you to download the forms necessary to complete a title transfer, you can not actually complete the car title transfer without making a trip to your local DMV office. A title transfer is needed: When you are buying or selling a car When you have paid off a loan When you inherit a vehicle When you transfer a vehicle to a member of your family When you donate a vehicle to a charitable organization When you need to make name corrections after marriage or a divorce Title transfer processes vary slightly by state, but you’ll generally need to provide: A title transfer application The completed car title A Bill of Sale showing the purchase price An odometer reading Proof of insurance Photo identification An emissions inspection certificate Payment for pay any sales or luxury taxes applicable to your purchase No app...
Read more >>
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