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Types Of Auto Insurance Coverage

Undoubtedly, if you have any experience with buying car insurance at all, you are familiar with the basic types of auto insurance that is available. But, unless you are a trained insurance professional, it is not likely that you fully understand each of the types of auto insurance coverage--or, have even heard about some of the more obscure insurance coverages offered.
In order to be an educated consumer, you will want to research all the types of auto insurance coverage before you decide what you need to buy. If you don't, it is possible that you will not have the coverage you need, or maybe even worse, will be paying for coverage you will never use.
From liability to gap to SR-22, these articles will explain each type of auto insurance so you can make informed, smart, auto insurance coverage decisions.
In This Section
- Full Coverage Auto Insurance
Full Coverage Auto Insurance Info. Get Info On Physical Damage, Collision And Comprehensive Insurance As You Find Out How Auto Insurance Companies Define Full Coverage Insurance.
- Rental Reimbursement Coverage
Learn What Rental Reimbursement Coverage Pays For. This Type Of Auto Insurance Is Convenient If You Need A Car Rental While Your Car Undergoes Auto Repair After An Auto Accident.
- Loan Lease Payoff Coverage
Find Out When Loan Lease Payoff Coverage Is Required. Learn More On Actual Cash Value And Adequate Auto Insurance If You Have An Unpaid Auto Loan. Some Lenders Require More Car Insurance.
- SR 22
Flip through our SR-22 pages to learn more about this form, including who needs one and how to have one filed on your behalf.
- Emergency Road Service Coverage
Info On Emergency Road Service Coverage Offered Via An Auto Insurance Company. Learn More On Car Insurance Policies With Roadside Assistance For A Car Breakdown.
- Towing And Labor Coverage
Info On Towing And Labor Coverage And Auto Insurance. Learn The Benefits Of Having Towing Insurance For A Car Breakdown Or Auto Accident. Determine If You Need This Type Of Car Insurance.
- Mechanical Breakdown Insurance
Guide To Mechanical Breakdown Insurance For New Cars. Learn More On The Types Of Car Insurance Customers That Best Benefit From This Type Of Auto Insurance. Avoid Pricey Auto Repair.
- Umbrella Insurance
Umbrella Insurance Defined. Learn More On Umbrella Policies, Additional Liability Insurance And Covering Losses That Might Not Be Included By Your Auto Insurance Policy.
- Uninsured Motorist Coverage
Online Guide To Uninsured Motorist Coverage And Auto Insurance. Find Out More On Car Insurance Policies That Protect You In Car Accidents With Uninsured Drivers.
- Underinsured Motorist Coverage
Guide To Underinsured Motorist Coverage And Auto Insurance. Look Online For Info On Car Insurance Policies That Cover Expenses From Car Accidents With Underinsured Drivers.
- Personal Injury Protection
Get a better understanding of PIP coverage, including what it can help cover and why it's required in no-fault states.
- Gap Insurance
If you lease or have a loan on your car, find out how gap coverage can help protect your finances in the event your car is totaled.
- Liability Insurance
Accidents happen. Read up on how liability coverage can help protect your finances in the event you're found legally liable for accident damage.
- Physical Damage Insurance
Online Guide To Physical Damage Insurance And Auto Insurance. Get Info On Car Insurance Coverage And Property Damage In Case You Get In A Car Accident.
- Rental Car Insurance
Online Guide To Rental Car Insurance And Auto Insurance. Learn More On Insurance Coverage Before You Rent A Car. Not All Insurance Policies Cover Auto Rentals.
Other Topics in This Section
- Auto Insurance Policy Basics
Purchasing an auto insurance policy might seem fairly straightforward: You meet up with an insurance agent (or arrange for insurance online), buy what seems like decent coverage, ...
- Top Reasons To Buy Insurance Coverage
Top Reasons To Buy Liability Insurance, Comprehensive Coverage, Collision Insurance And More Kinds Of Car Insurance. We Offer Online Info On Various Types Of Auto Insurance Policies.
- Auto Insurance Minimum Requirements
Online car insurance quotes instantly from multiple providers. Buy car insurance online. Fill out quotes, compare, & save at DMV.org: The DMV Made Simple
- Tips for Car Insurance Policy Holders
Online Car Insurance Tips For Current Auto Insurance Policy Holders. We Cover How To Change And Enhance Auto Insurance Policies And Find Info On Insurance Deductibles That Suit Your Needs.
- Extended Insurance Coverage Guide
Find Out More On Auto Insurance Policies That Cover More Than Just Auto Accidents. We Cover Info On Theft, Vandalism And More With Our Online Guide To Car Insurance.
Insurance Resource Center
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Insurance State Requirements
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Auto Insurance Center
- Auto Insurance Policy Basics
- Top Reasons To Buy Insurance Coverage
- Auto Insurance Minimum Requirements
- Buying Car Insurance Basics
- Buying Car Insurance For Teens
- Teen Guide To Car Insurance
- How To Get Car Insurance Coverage With A Learners Permit
- First Time Drivers Guide To Car Insurance
- How To Save Money On Teen Car Insurance
- Common Driving Mistakes Teens Make
- Safe Driving Tips For Teenage Drivers
- Safe Cars For Teen Drivers
- How To Add Teens To Your Auto Insurance Policy
- Tips for Car Insurance Policy Holders
- Types Of Auto Insurance Coverage
- Buying Car Insurance For Seniors
- Senior Guide To Car Insurance
- Extended Insurance Coverage Guide
- How To Get The Most Out Of Your Auto Insurance Coverage
- When To Buy Rental Car Insurance
- How To Cover Vandalism Through Car Insurance
- How To Cover Auto Theft Through Car Insurance
- How To Cover Windshield Repair Through Car Insurance
- How To Cover Accidents With Wildlife Through Car Insurance
- How To Cover Lost Wages Through Car Insurance
- How To Cover Medical Expenses Through Car Insurance
- How To Cover Pet Injuries Through Car Insurance
- How To Avoid Auto Insurance Non Renewal
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Commercial Auto Insurance
- Commercial Auto Insurance Requirements
- Commercial Auto Insurance State Requirements
- Federal Motor Carrier Insurance
- CDL Federal Requirements
- Commercial Insurance Filing
- State Commercial Insurance Filings
- Federal Truck Filings
- Intrastate Truck Filings
- Interstate Transportation Filings
- Certificate Of Insurance
- Uniform Carrier Registration Plan
- Types Of Commercial Auto Insurance
- Commercial Vehicle Insurance Discounts
- Multiple Policy Discount For Commercial Vehicles
- Paid In Full Commercial Vehicle Insurance Discount
- Commercial Business Experience Discount
- Commercial Auto Insurance Quotes
- Commercial Auto Insurance Articles
- Who Needs Commercial Auto Insurance
- Types Of Commercial Vehicles To Insure
- How To Save Money On Commercial Auto Insurance
- What You Need For A Commercial Insurance Quote
- Types Of Business Vehicle Insurance
- How To Compare Commercial Insurance Quotes
- How To Get The Most Out Of Your Commercial Auto Insurance Coverage
- Types Of Commercial Trailers To Insure
- Online Commercial Auto Insurance
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Motorcycle Insurance
- Motorcycle Insurance Minimum Requirements
- Types Of Motorcycle Coverage
- Accessory Coverage For Motorcycles
- Comprehensive Physical Damage Insurance For Motorcycles
- Collision Insurance For Motorcycles
- Bodily Injury Liability Insurance For Motorcycles
- Property Damage Liability Insurance For Motorcycles
- Medical Payments Insurance For Motorcycle Riders
- Personal Injury Protection Insurance For Motorcyclists
- Uninsured Motorist Coverage For Motorcyclists
- Underinsured Motorist Coverage For Motorcyclists
- Motorcycle Roadside Assistance
- Motorcycle Insurance Quotes
- Motorcycle Insurance Rates
- Motorcycle Insurance Discounts
- Online Motorcycle Insurance
- Motorcycle Insurance Articles
- Motocross Insurance
- Dirt Bike Insurance
- Moped Insurance
- Trike Insurance
- Scooter Insurance
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Auto Insurance Policy Basics
- Auto Insurance Deductible
- Auto Insurance Limit
- Auto Insurance Premium
- Auto Insurance Quote
- Auto Insurance Rates
- Motor Vehicle Report
- Proof Of Financial Responsibility
- Auto Insurance Endorsement
- Auto Insurance Exclusion
- Auto Insurance Rating
- Auto Insurance Code
- Auto Insurance Discounts
- Auto Insurance Glossary
- How To Obtain Proof Of Insurance
- How To Change Auto Insurance Providers
- Factors That Affect Insurance Rates
- How To Cancel An Auto Insurance Policy
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Insurance Claims
- When An Accident Happens
- Accident Loss
- Auto Accident Payment Recovery
- Total Loss
- Proof of Loss
- Subrogation
- Actual Cash Value
- Lost Wages
- Salvage Vehicles
- How To File An Accident Report With The Police
- Evaluating Personal Injury In Auto Accidents
- First Steps Following A Personal Injury Auto Accident
- When To Seek Medical Attention For Personal Injury
- Protection Against Auto Insurance Fraud
- How To Handle Staged Car Accidents
- Types of Insurance Claims
- Bodily Injury Claims
- Property Damage Claims
- Windshield Claims
- Third Party Insurance Claims
- About Car Insurance Claims
- How Car Insurance Claims Affect Your Auto Insurance Policy
- When To Cover Personal Injury With Auto Insurance
- How Much Personal Injury Protection To Buy
- Supplementing Health Insurance With Personal Injury Protection
- Pain And Suffering In Personal Injury Claims
- Statute Of Limitations And Personal Injury
- Negligence And Determining Legal Liability
- Auto Insurance Claim Settlements
- Auto Insurance Settlements Involving Personal Injury
- Proving Fault In An Auto Accident Personal Injury Case
- Compensation For Auto Accident Personal Injury Claims
- Tips For Settling A Motor Vehicle Accident Claim
- Factors That Affect Compensation In Personal Injury Claims
- Legal Representation For Insurance Claims
- When To Hire A Personal Injury Attorney
- When To Hire A Lawyer
- Personal Injury Attorney Fees
- How To Choose Personal Injury Lawyers
- Benefits of Hiring A Personal Injury Attorney
- What To Submit To A Personal Injury Attorney
- Processing Car Insurance Claims
- How Car Insurance Companies Handle Claims
- How Car Insurance Companies Investigate Accident Claims
- How To Document Auto Accident Damage
- When To Report An Auto Accident To The DMV
- Tips On Documenting Personal Injury Expenses
- Paying Medical Bills Before Receiving Personal Injury Compensation
- Wage Loss In Personal Injury Auto Accident Cases
- How To File A Loss Of Wages Auto Claim
- Stages Of A Personal Injury Case
- Filing Car Insurance Claims
- Full Coverage Auto Insurance
We put a lot of effort into making our content helpful & accurate. Please let us know if you see something that isn't clear or correct; we are here to ease any frustrations you may have while navigating DMV topics. We are not a government agency, please reach out to your local DMV, insurance agent, or respective professional for further assistance on specific situations.