• Defensive Driving

     
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    Top What is Defensive Driving?

    Defensive driving techniques encompass more details than standard driving methods. When you use defensive driving techniques, you reduce your risk for accidents, and can usually avoid the mistakes of other drivers.

    The state of Tennessee has created a special Driver Improvement section of the Department of Safety to offer improvement programs to drivers, including defensive driving techniques. This department oversees the driving records for all licensed drivers in the state.

    Top Points and Suspensions

    The Department of Safety sends out notices to drivers who approach suspensions due to high point tallies on their driving record.

    If you choose to attend a defensive driving course to avoid suspension or to reduce your suspension time, you must attend one of the state-approved schools.

    Top Insurance Premiums

    Lowering the cost of insurance is another reason you may want to take a defensive driving course. Before enrolling, contact your own insurance company to find out how much of a discount you may receive. Some insurance companies offer discounts based on age or driving record.

    Top Traffic Tickets

    The local courts decide on an individual basis whether traffic tickets can be dismissed due to your participation in a defensive driving course. Their decision will be based on your current violation and your previous driving history.

     
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