Accident Guide in South Carolina
Accidents happen. If you are involved in a traffic accident, you have several tasks ahead of you. You should call law enforcement unless there was minimal damage to vehicles or property. However, you definitely need to call the police if the accident resulted in an injury or death.
If the police weren't involved but the wreck caused damages greater than $1,000 or resulted in injury or death to anyone, the South Carolina Department of Motor Vehicles requires all drivers to submit a completed and accurate Traffic Collision Report, Form FR-309.
Submit the form within 15 days of the accident by mail to:
- S.C. Department of Motor Vehicles
- FR 309/FR-21
- Financial Responsibility
- P.O. Box 1498
- Blythewood, SC 29016
Failure to Report an Accident
The law requires the driver or owner of the vehicle involved in the collision to submit the Traffic Collision Report, Form FR-309. Note that your insurance company must also complete a portion to verify your coverage. If you don't properly submit this report, the DMV will take this as evidence that the vehicle was not insured, and you might be subject to legal penalties for driving without insurance.
If you have an accident, exchange information with all parties involved. Get names, addresses, phone numbers, tag (license plate) numbers, driver's license numbers, insurance information, and vehicle descriptions. If there are witnesses, be sure to get their names and addresses, too.