Getting hit with a traffic ticket is always a financial burden. If you're not careful, a simple trip to the grocery store can turn into a nightmarish money drain.

Depending upon your offense, your insurance carrier may even be allowed to raise your premiums. This especially bears true for teenage drivers, who are already viewed with immediate suspicion by insurance companies.

Unlike most other states, Rhode Island does not use a points system. Despite this, the state still maintains extensive driving records that can either be used for you or against you during an appeal process. Plus, if you do move to another state that uses the points system, your record may limit your chances for a quick licensing process.

So, it's best to keep your driving record spotless. The cleaner your record, the better off you will be financially.

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