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    What is a Title Transfer?

    A title is a legal document used to identify ownership of a piece of property, such as a vehicle. When a vehicle is sold, a title transfer needs to occur to allow the Motor Vehicle Division (MVD) to keep track of who currently owns the vehicle. These transfers can be processed at tag agencies throughout the state. Title transfers need to take place within 30 days of when the vehicle changes owners.

    Some common reasons for initiating a title transfer include:

    • Selling a vehicle
    • Buying a vehicle
    • Paying off a loan
    • Transferring to a family member
    • Donating a vehicle to charity
    • Giving a vehicle to an individual
    • Inheriting a vehicle
    • Making name corrections

    Selling a Vehicle

    Usually, there's a lot of money involved when buying or selling a vehicle. So, it's normal for both the buyer and seller to experience some apprehension. If you're selling a vehicle, showing a potential buyer a copy of a vehicle history report is a simple but effective way of alleviating some worry, and should help you sell the vehicle quicker.

    Once you've sold the vehicle, you'll transfer the title by:

    1. Locating the title.
    2. Completing either the odometer section on the title or Odometer Disclosure Statement (Form 729) (if the vehicle is 9 years old or newer).
    3. Filling in the sales price either on the title or another acceptable document, such as a bill of sale.
    4. Completing the other applicable sections.
    5. Providing the buyer with a copy of the lien release (if there are any liens on the vehicle).
    6. Signing and dating the title.
    7. Handing the title to the buyer, who will complete the transaction by following the steps outlined below.

    Buying a Vehicle

    New Cars

    When buying a vehicle from a dealer, the title transfer should be handled by the dealer. If the dealer doesn't take care of this, call the MVD at (405) 521-3221 for instructions on what to do.

    If you haven't decided on what car you're going to buy, searching online for a new car is a great way to quickly and efficiently look at many of the choices available.

    Used Cars

    Most of the time, buying a used car represents a considerable financial investment. So, you'll want to do your homework before making your move.

    Start by conducting an online search for used cars to scout what's on the market. Then, once you're close to making your decision, look for the best financing and insurance rates available; you should be able to save considerable money with a little effort. Lastly, purchase a vehicle history report or two on the cars you're most interested in, just to be aware of their background.

    Once you've made your decision and purchased the vehicle, you'll handle the title transfer by:

    1. Getting the title from the seller (be sure to do this).
    2. Verifying the seller properly completed the applicable title sections.
    3. Checking that the seller properly completed either the odometer section on the title or Odometer Disclosure Statement (Form 729) (only required if the vehicle is 9 years old or newer).
    4. Confirming that the seller either filled in the sales price on the title itself or another acceptable document, such as a bill of sale.
    5. Obtaining a copy of the lien release (if there are any liens on the vehicle).
    6. Making sure the seller signed and dated the title.
    7. Visiting a tag agency.
    8. Verifying your liability insurance.
    9. Completing the Application for Oklahoma Certificate of Title for a Vehicle (Form 701-6).
    10. Paying the $11.00 title fee.
    11. Paying the excise tax.

    If the vehicle was bought out-of-state, a representative from the tag office will complete a vehicle identification number (VIN) inspection.

    You may also register the vehicle while at the tag office.

    Removing a Lien

    After you pay off the loan, the lienholder should automatically release you from your lien. However, unless the state receives a lien release concerning your debt, the lien notation will remain on your title.

    You're not required to have this changed, but if you want to have the release noted, send a completed lien release form to:

    Oklahoma Tax Commission
    P.O. Box 269061
    Oklahoma City, OK 73126

    It's free to have the lien release noted in the state's system. But, it costs $11.00 to have a new title issued without the lien listed.

    Transferring to Family

    For this section, "family" refers only to:

    • Spouse
    • Parent
    • Child

    For changes in ownership of a vehicle within these family members only, no excise tax needs to be paid. Follow these instructions to transfer a vehicle between these family members:

    1. Seller must locate the title.
    2. Seller must complete either the odometer section on the title or Odometer Disclosure Statement (Form 729) (if the vehicle is 9 years old or newer).
    3. Seller must list the sales price either on the title or on another acceptable document, such as a bill of sale.
    4. Seller must fill in the other applicable sections.
    5. Seller must sign and date the title.
    6. Buyer must get the title from the seller (be sure to do this).
    7. Buyer should check to see if the seller properly completed the applicable title sections.
    8. Buyer should verify that the seller properly completed either the odometer section on the title or Odometer Disclosure Statement (Form 729) (if the vehicle is 9 years old or newer).
    9. Buyer should confirm that the seller either filled in the sales price on the title itself, or on another acceptable document, such as a bill of sale.
    10. Buyer should receive a copy of the lien release (if there are any liens on the vehicle).
    11. Buyer should verify that the seller signed and dated the title.
    12. Buyer must go to a tag agency.
    13. Buyer must provide proof of liability insurance.
    14. Buyer must complete the Application for Oklahoma Certificate of Title for a Vehicle (Form 701-6).
    15. Buyer must pay the $11.00 title fee.

    While at the tag agency, the buyer can register your vehicle.

    Gifting a Vehicle

    If you're given a vehicle by your parent, spouse, or child, you don't have to pay the excise tax. If you're given a vehicle by anyone else, you'll have to pay an excise tax based on the average value of the vehicle, as determined by the state.

    Beyond that, if you're the recipient of a gifted vehicle, you should:

    1. Obtain the title from the giver.
    2. Confirm that the giver completed the applicable title sections.
    3. Verify that the giver properly filled in either the odometer section on the title or Odometer Disclosure Statement (Form 729) (required only if the vehicle is 9 years old or newer).
    4. Get a copy of the lien release (if there are any liens on the vehicle).
    5. Check to see if the giver signed and dated the title.
    6. Go to a tag agency.
    7. Provide proof of your liability insurance.
    8. Complete the Application for Oklahoma Certificate of Title for a Vehicle (Form 701-6).
    9. Pay the $11.00 title fee.

    You can take care of the registration while at the tag agency. Also, if you're looking for a new insurance carrier, be sure to visit our Insurance Center.

    Donating a Vehicle

    While donating your vehicle to a charity is a kind move, before you commit to doing so, at least read our car donation article. As you'll see, there are several factors to consider when making this sort of a donation. You might want to consult a tax attorney, too.

    Inheriting a Vehicle

    These sorts of situations can be difficult to navigate, and the title transfer procedure varies by situation.

    In some cases, it's best to talk to a probate attorney. In other cases, you should at least contact the MVD at (405) 521-3221 to see how to handle the transaction.

    However, this is how to proceed if you're the heir when the will has been probated and the estate's value is at least $20,000.00:

    1. Obtain a copy of the death certificate.
    2. Bring the letter from the court declaring you as the rightful owner.
    3. Go a tag agency.
    4. Complete the Application for Oklahoma Certificate of Title for a Vehicle (Form 701-6).
    5. Show proof of your liability insurance.
    6. Pay the $11.00 title fee.

    Don't forget to register the vehicle while at the tag agency. And, don't neglect your insurance needs; see our Insurance Center for a list of providers.

    Making Name Corrections

    Changing a Name

    To change your name on a title:

    1. Go to a tag agency.
    2. Bring the title.
    3. Bring the certified document showing the name change.
    4. Pay the fee.

    Deleting a Name

    To remove a name from a title:

    1. Take the title to a tag agency.
    2. Sign the your name as the seller.
    3. Pay the fee.

    If the names on the title were joined by an "and," both parties need to show up at the tag agency and sign off on the change.

    Adding a Name

    If you're listed on the vehicle title as the owner and you want to add another name to the title, you should:

    1. Bring the title to a tag agency.
    2. Add the name to the title.
    3. Pay the fee.
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