There are numerous types of traffic schools within the state of New York, and most of them offer quality training for drivers in general.

But if you need or want to take a driving course for a specific reason, check the state-approved list of agencies. These sponsors are the only ones approved by the state to reduce points on your driving record or help reduce your insurance premiums.

Top A Note About Traffic Tickets

Individual courts within the state decide if traffic tickets may be dismissed with the successful completion of a driver improvement program, based on your driving record and the current violation.

Most of the time, the ticket will not be dismissed, but again, it is up to the individual court to decide.

Top Other Reasons to Attend Traffic School

Improving your driving is the main benefit of traffic school, but there are many different reasons for taking a class or two. The choice to attend traffic school may be yours to make, or the choice may be made for you.

DWI

You may be ordered to take a driving course because of a traffic violation, like driving while intoxicated. The state does not allow suspensions or revocations to be prevented by taking a course, but it may be part of your sentencing.

Points Reduction

Another reason to take a driving course is to lower the points on your driving record. Through state-approved sponsors, you may be able to reduce up to four points on your record after successful completion of a driving course.

Reduce Insurance Premiums

Traffic school may allow you to reduce your insurance premiums, but before you enroll, contact your own insurance company. Ask what discounts it offers for different kinds of courses, and find out if you are eligible for the discount.

Many discounts may be available to you because of age or driving record, and the discount with some companies may not offset the cost of the course.

With the state's Points and Insurance Reduction Program (PIRP) you may be eligible for a minimum of 10% reduction after the successful completion of a course through one of the state-approved sponsors.

Benefits for Seniors

Drivers 50 years old and older may want to take a refresher driving course. Sometimes these courses will also reduce your insurance premiums; check with your own insurance company to learn its policies.

The AARP also offers monthly refresher courses in many cities and towns for around $10, so check its Web site for a schedule and location near you.

Benefits for Teen Drivers

If you are a teen driver, or approaching driving age, check out The Unofficial DMV Guide's special section just for teen drivers.

Top Internet Courses

Although online courses are offered as options in some schools, these types of courses are for learning purposes only; they do not provide insurance discounts or point reductions.

Top Driver Responsibility Assessments

New York State has begun assessing a fine, payable over three years, for certain traffic violations or accumulation of points on your driving record. The fee for the Driver Responsibility Program is not reduced by taking a defensive-driving course or attending a traffic school, regardless of the circumstances.

These assessments apply to any driver, resident or non-resident, for traffic violations committed within the state.

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