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  • Commercial Auto Insurance Minimum Requirements in Nevada

    NV Commercial Auto Insurance Minimum Requirements &In-State-Name&

    Those driving commercially-licensed vehicles must prove the same or more financial responsibility as those driving non-commercial vehicles.

    Ways to Establish Financial Responsibility

    There are two ways to establish financial responsibility:

      • Purchase liability insurance.
      • Self-insure. If you’re interested in self-insurance, read the requirements first.

    Determine Whether You Need Commercial Insurance

    If you’re trying to decide whether or not you need to buy commercial coverage, consider these factors:

      • How many and what kind of vehicle(s) you need to insure
      • How the vehicle(s) is being used
      • Who drives the vehicle(s)
      • Who owns the vehicle(s)

    Usually, if your vehicle is involved in furthering your business enterprise, it will be considered commercial and you will need commercial-type insurance. If, however, you use your sedan to drive yourself to business meetings, you can probably get by with non-commercial insurance.

    Purchase a Commercial Policy

    It’s important to get several quotes. Both private companies and specialized commercial companies sell commercial insurance; check with both. Insurers will suggest different coverage amounts and plans according to what they think your needs are, and you will have to decide on the best one for your budget and your coverage needs.

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