If You Have an Accident

Steps to Follow

If you're involved in an accident keep the following in mind:

• "Do not flee" is the most important rule to follow in any accident. Leaving the scene of an accident, even if you are innocent, could kaboom into an ugly explosion of legal ramifications including fines, loss of license, and even arrest.

• Exchange information with all involved drivers. Be sure to get names, addresses, phone numbers, license numbers, and insurance information.

• Try to get names and numbers of witnesses. This could help regarding insurance claims.

• Regardless of how many ER episodes you watched on NBC do not attempt to move the injured. Removing a person from a burning vehicle is the lone exception.

• If you hit an unoccupied vehicle try to locate the owner. If unsuccessful, leave a note. But write more than "sorry." Include your name and number.

• If law enforcement is slow to arrive try to alert approaching traffic to the accident scene ahead.

Filing Reports

If damages exceed $1,000 or if someone was injured or killed you must file a New Hampshire Operator Report within 15 days of the accident. Don't test this mandate. Failure to report when a death or injury is involved is considered a felony.

If another person is involved in an accident while driving your vehicle that person is responsible, not you, for filing an accident report.

To obtain a copy of your accident report you need to submit a Release of Motor Vehicle Records form along with a check ($1 per page; a minimum of five pages is required).

Find Legal Assistance

If you were injured in an accident, consider contacting a personal injury attorney before you sign any insurance agreements.