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Types Of Commercial Trailers To Insure
If you own a business that uses a commercial trailer for business purposes, insure it with a commercial auto insurance policy.
As is the case with liability coverage for regular passenger vehicles, trailer insurance requirements vary by state; however, know that some commonly insured commercial trailers include the following:
- Travel trailer
- Utility trailer
- Concession trailer
- Auto hauler
- Horse trailer
- Livestock trailer
- Bottom up or side dump trailer
- Day freight trailer
- Refrigerated dry freight trailer
- Tank trailer
- Dump body trailer or transfer box
- Gooseneck trailer
- Logging trailer
- Lowboy trailer
- Pole trailer
- Tilt trailer
- Flatbed trailer
- Bulk commodity trailer
- Semi trailer
Commercial Trailer Insurance Rates
Because commercial insurance typically offers more coverage than your personal car insurance policy, it is also more costly than a personal insurance policy. That said, having an established commercial auto insurance policy is vital to protecting your business from financial hardship in the event of an auto accident.
You commercial auto insurance rate depends on several factors, to include:
- The trailer’s make and model.
- The types of material the trailer carries.
- Annual mileage.
- Trailer location and destinations.
- Drivers’ ages and personal driving records.
- Drivers license types.
Commercial Trailer Insurance Discounts
The discounts provided for commercial insurance policies vary by company, but many insurance companies offer a discounted rate for:
- Hiring drivers older than 25.
- Hiring drivers with valid CDLs.
- Insuring a trailer with a reliable make and model.
- Driving in areas considered safe or with low crime rates.
Also, if you have a preexisting personal auto insurance policy, you might be eligible for a multi-policy discount if you insure your commercial vehicle with the same provider.
Commercial Trailer Insurance Quotes
You can obtain commercial trailer insurance quotes online or by contacting the Insurance Department in your state.
You can also talk to other business and commercial trailer owners―particularly owners who have been involved in an accident―for first hand experiences with potential providers.
In This Section
Other Topics in This Section
- Who Needs Commercial Auto Insurance
Info For Those With A CDL And Business Owners That Should Buy Commercial Auto Insurance. Find Out When You Need More Than A Personal Car Insurance Policy. Get More On Liability Insurance.
- Types Of Commercial Vehicles To Insure
Which Commercial Vehicles Need Commercial Auto Insurance. Although Commercial Vehicle Insurance Requirements Vary By State, Get A List Of Commonly Insured Commercial Trucks And Vehicles.
- How To Save Money On Commercial Auto Insurance
Tips For Saving Money On Commercial Auto Insurance For Commercial Vehicles And Trucks. Learn More On Comparing Auto Insurance Quotes To Get A Competitive Insurance Rate.
- What You Need For A Commercial Insurance Quote
Online Guide To Getting A Commercial Insurance Quote. Know What Documents And Info You Must Supply To Get Online Insurance Quotes For A Commercial Vehicle Or Truck.
- Types Of Business Vehicle Insurance
Guide To Various Types Of Business Vehicle Insurance. Look Online For Info On Commercial Auto Insurance For Commercial Trucks, Fleet Vehicles And More.
- How To Compare Commercial Insurance Quotes
Tips For Comparing Commercial Insurance Quotes. Not All Commercial Insurance Agencies Offer The Same Products. Use This Online Guide To Find A Competitive Insurance Rate.
- How To Get The Most Out Of Your Commercial Auto Insurance Coverage
Learn How To Get The Most Out Of Your Commercial Auto Insurance Coverage. Commercial Insurance Companies And Policies Can Vary. Find Out How To Save Money On Commercial Insurance.
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