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  • Safe Cars For Teen Drivers

    Safe Cars For Teen Drivers

    If you ask a group of teens what types of cars they prefer to drive, they'd probably say those that are:

    • Stylish.
    • Small.
    • Powerful.
    • Fun to drive.

    Unfortunately, that's the opposite of what's best in terms of promoting teen driving safety―and keeping your auto insurance premiums in check.

    What Are Optimal Cars for Teen Drivers?

    When determining what types of cars represent sound options for teenager drivers, you should consider the following six factors.

    1) Age

    Look for something in the middle of the average lifespan of a car.

    A brand new car? Not a great move. Car insurance companies get twitchy just thinking about the cost to repair or replace new vehicles. A relic? Probably won't handle well, won't have the top safety features, and will be prone to breakdowns.

    Shoot for something in between these extremes for safety and premium cost-control purposes.

    2) Power

    A four-cylinder car may not provide the "oomph" your teen desires. But, teens are less likely to lose control of a car with a smaller engine.

    3) Size

    A four-door sedan that's fairly nimble is a good choice. Bigger cars present a handling challenge for a teen, while small cars usually don't offer much crash protection.

    4) Safety Features

    Look for cars with advanced safety equipment, such an anti-lock brakes, electronic stability control, and air bags. You insurer might even reward with you a safety equipment discount for doing so.

    5) Crash Record

    Seek cars with admirable safety and crash records, particularly those with a longer history. This may give your teen that extra protection needed to avoid a serious injury in an accident.

    6) Expense

    High-end cars tend to offer the most advanced safety equipment, which is good. However, these performance-driven cars tend to encourage risky driving behavior, and that's bad. Plus, your premiums will reflect the cost to repair these luxury vehicles following an accident.

    Consult Your Car Insurance Carrier

    Don't be shy about talking to your insurance agent or calling your carrier to ask about good car choices for teen drivers. Auto insurance agents have a wealth of experience and data to draw from, and will share their knowledge with you to help keep your teen safe and your premiums affordable.