Multivehicle Auto Insurance Discounts
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1. Start Your Quote:Do you have a family with multiple cars? Or are you the fortunate owner of several vehicles? If so, inquire with your car insurance provider about how you can save money with a multivehicle auto insurance discount.
To qualify for this discount, all of the vehicles you're looking to insure must be under your name and driven only either by you or by family members living in your household. This is especially beneficial if you have a teenage driver. When you insure multiple vehicles on one insurance policy, your teen will be able to obtain coverage without having to pay the usual high teenage insurance rate.
In addition, all of your vehicles must be covered by the same car insurance company. If you have three cars with three different insurance providers you'll need to cancel two of the policies and consolidate under one insurance carrier. Before you do this, be sure the company you opt to go with does offer this discount.
If your provider does not offer a multiple vehicle discount, consider looking for a new insurance company. Despite the obvious inconvenience, your effort could save you up to 15% off your car insurance costs.
NOTE: Keep in mind that all insurance companies govern differently. This bears especially true with the multivehicle discount. Some may limit this discount to four vehicles per policy.
This discount may also cover boats, motorcycles and recreational vehicles. But this, of course, will depend on your auto insurance provider and, in some cases, even your state.
Need help in finding additional car insurance discounts? Or are you unsure of your state's car insurance requirements? For answers to these and all other insurance questions, visit our Insurance Center. You'll not only find insurance information for cars, but also for boats, RVs, commercial vehicles and motorcycles.
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