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  • Multiple Policy Discount For Commercial Vehicles

    Multiple Policy Discount For Commercial Vehicles

    As a business owner, you understand the importance of saving money. Keeping expenses at a minimum allows you to focus on taking the steps necessary to make your company profitable.

    Saving money on car insurance policies is one way to do just that.

    If you're in a business that involves the use of commercial vehicles, one of the best ways to save money is to obtain a multiple policy insurance discount for your auto insurance.

    About the Multiple Policy Insurance Discount

    Commercial insurance tends to be significantly more expensive than personal auto insurance because of the higher limits of liability that are needed. Commercial vehicles also transport valuable cargo and are driven more frequently than your own car or truck, thus resulting in higher insurance rates.

    Bundling your coverage―in other words, insuring all of your commercial vans and trucks, trailers, buses, heavy trucks, and business autos with the same company―is one easy way to keep the cost of your premiums to a minimum level. The more vehicles you insure at once, the more your insurance company will want to keep your business.

    Sometimes, if the company also sells personal auto insurance, you can obtain a discount for having both your personal vehicle and your commercial vehicles insured.

    Purchasing a general liability or business owner's policy at the same time as your commercial auto insurance may save you money as well. Ask your insurance agent for details.

    Other Types of Commercial Vehicle Discounts

    A multiple policy discount for commercial vehicles can be a good way to save money on your premiums, but it's not the only discount that is available. Here are a few examples of other savings you may wish to consider as you're comparing rates for your business auto insurance:

    • Paid In Full Discount: You pay the premium for the entire coverage period at once instead of making smaller monthly payments.
    • EFT Discount: You opt to have the premium automatically deducted from your business checking account when it is due.
    • Customer Loyalty Discount: You've had your commercial vehicle policy with the same insurance company for a specified time period.
    • Business Experience Discount: Your company has been in operation for a specified time period.
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