-
Motorcycle Insurance Discounts
So, you've been smart and shopped around for the most attractive motorcycle insurance rates.
But, don't stop there. You can still save a considerable amount off the quoted rates―or perhaps even off your current premiums―if you take advantage of the discounts available to you.
It's up to you to seek these savings. Your motorbike insurance company or agent may overlook or forget to mention these discounts.
Common Motorcycle Insurance Discounts
While it's best to investigate what each insurer offers―either online or by phone―most discounts fall into these categories:
- Being a safe rider.
- Insuring multiple motorcycles.
- Purchasing a multiple-policy (such as homeowners, auto, or life).
- Living in a certain location, usually one considered safe with a low-crime rate.
- Being a mature rider which, depending on the provider, could relate to age, experience, or both.
- Motorcycle safety course completion.
- Belonging to a motorcycle riding association.
Learn the details about these programs and how they can help you save money from the individual carriers, as they can differ widely. And, keep in mind you may eligible for other discounts; these are just the primary ones.
Insurance companies prefer safety-conscious, loyal customers, and construct their discounts to favor them. So, if those characteristics describe you, you should find at least one type of discount you can use.
How Much You'll Save
Many insurance providers allow you to "stack" discounts. In other words, applying more than one.
Because you can often trim 5% to 10% off your premiums with a single discount, imagine how much you save with several.
Other Ways to Reduce Your Motorbike Premiums
Exhausted all your discount opportunities and still feel your rates are too high?
You can further trim your premium costs by increasing your deductibles, riding a less expensive bike, cutting back on coverage, or insuring your bike seasonally. But, consider each of these moves carefully, as they all can carry some drawbacks.
In This Section
Other Topics in This Section
- Motorcycle Insurance Minimum Requirements
Financial responsibility requirements for your moped, atv, scooter or motorcycle by state. Protect your bike and your liability by purchasing motorcycle insurance.
- Types Of Motorcycle Coverage
Get More On Motorcycle Insurance And Scooter Insurance. This Online Guide To Motorbike Insurance Covers Liability Insurance, Comprehensive Coverage, Collision Insurance And More.
- Motorcycle Insurance Quotes
Learn More On Motorcycle Insurance Quotes So You Can Get A Competitive Insurance Rate For Motorcycles. Not All Insurance Companies Offer Motorbike Insurance. Use Our Guide To Save Money.
- Motorcycle Insurance Rates
Guide To Motorcycle Insurance Rates. How To Get A Competitive Motorbike Insurance Rate By Shopping Online. Info On The Factors That Insurance Companies Consider When Calculating A Rate.
- Online Motorcycle Insurance
Online Guide To Motorcycle Insurance. We Cover Motorbike Insurance Requirements, Insurance Policies, Insurance Discounts And How To Compare Insurance Rates For Motorcycles.
- Motorcycle Insurance Articles
Motorcycle Insurance Articles Directory. Learn About Choosing Motorcycle Coverage, Getting The Most From Your Policy, Comparing And Saving Money On Motorcycle Insurance Quotes And More.
- Motocross Insurance
Get Info On Motocross Insurance And How It Differs From Motorcycle Insurance And Dirt Bike Insurance. Our Online Guide Covers Various Types Of Motorbike Insurance.
- Dirt Bike Insurance
Learn More On Dirt Bike Insurance And Whether It Differs From Motorcycle Insurance. Motorbike Insurance Polices Vary. Get Online Info With Our Guide To Dirt Bikes And Motorcycles.
- Moped Insurance
Online Guide To Moped Insurance. Get Info On Mopeds And Scooters And Whether You Need To Buy A Motorcycle Insurance Policy. Get Adequate Insurance Coverage Before You Ride.
- Trike Insurance
Get Info On Trike Insurance And Motorbike Coverage. Learn If Motorcycle Insurance Policies Cover Trikes. We Simplify Info On Trikes, Motorcycles And More.
- Scooter Insurance
Online Guide To Scooter Insurance. Find Out If Mopeds And Scooters Are Covered By A Motorcycle Insurance Policy. Use Our Simplified Guide To Scooters And Motorcycles To Learn More.
Insurance Resource Center
-
Shop For Insurance Online
-
Insurance State Requirements
-
Auto Insurance Center
- Auto Insurance Policy Basics
- Top Reasons To Buy Insurance Coverage
- Auto Insurance Minimum Requirements
- Buying Car Insurance Basics
- Buying Car Insurance For Teens
- Teen Guide To Car Insurance
- How To Get Car Insurance Coverage With A Learners Permit
- First Time Drivers Guide To Car Insurance
- How To Save Money On Teen Car Insurance
- Common Driving Mistakes Teens Make
- Safe Driving Tips For Teenage Drivers
- Safe Cars For Teen Drivers
- How To Add Teens To Your Auto Insurance Policy
- Tips for Car Insurance Policy Holders
- Types Of Auto Insurance Coverage
- Buying Car Insurance For Seniors
- Senior Guide To Car Insurance
- Extended Insurance Coverage Guide
- How To Get The Most Out Of Your Auto Insurance Coverage
- When To Buy Rental Car Insurance
- How To Cover Vandalism Through Car Insurance
- How To Cover Auto Theft Through Car Insurance
- How To Cover Windshield Repair Through Car Insurance
- How To Cover Accidents With Wildlife Through Car Insurance
- How To Cover Lost Wages Through Car Insurance
- How To Cover Medical Expenses Through Car Insurance
- How To Cover Pet Injuries Through Car Insurance
- How To Avoid Auto Insurance Non Renewal
-
Commercial Auto Insurance
- Commercial Auto Insurance Requirements
- Commercial Auto Insurance State Requirements
- Federal Motor Carrier Insurance
- CDL Federal Requirements
- Commercial Insurance Filing
- State Commercial Insurance Filings
- Federal Truck Filings
- Intrastate Truck Filings
- Interstate Transportation Filings
- Certificate Of Insurance
- Uniform Carrier Registration Plan
- Types Of Commercial Auto Insurance
- Commercial Vehicle Insurance Discounts
- Multiple Policy Discount For Commercial Vehicles
- Paid In Full Commercial Vehicle Insurance Discount
- Commercial Business Experience Discount
- Commercial Auto Insurance Quotes
- Commercial Auto Insurance Articles
- Who Needs Commercial Auto Insurance
- Types Of Commercial Vehicles To Insure
- How To Save Money On Commercial Auto Insurance
- What You Need For A Commercial Insurance Quote
- Types Of Business Vehicle Insurance
- How To Compare Commercial Insurance Quotes
- How To Get The Most Out Of Your Commercial Auto Insurance Coverage
- Types Of Commercial Trailers To Insure
- Online Commercial Auto Insurance
-
Motorcycle Insurance
- Motorcycle Insurance Minimum Requirements
- Types Of Motorcycle Coverage
- Accessory Coverage For Motorcycles
- Comprehensive Physical Damage Insurance For Motorcycles
- Collision Insurance For Motorcycles
- Bodily Injury Liability Insurance For Motorcycles
- Property Damage Liability Insurance For Motorcycles
- Medical Payments Insurance For Motorcycle Riders
- Personal Injury Protection Insurance For Motorcyclists
- Uninsured Motorist Coverage For Motorcyclists
- Underinsured Motorist Coverage For Motorcyclists
- Motorcycle Roadside Assistance
- Motorcycle Insurance Quotes
- Motorcycle Insurance Rates
- Motorcycle Insurance Discounts
- Online Motorcycle Insurance
- Motorcycle Insurance Articles
- Motocross Insurance
- Dirt Bike Insurance
- Moped Insurance
- Trike Insurance
- Scooter Insurance
-
Auto Insurance Policy Basics
- Auto Insurance Deductible
- Auto Insurance Limit
- Auto Insurance Premium
- Auto Insurance Quote
- Auto Insurance Rates
- Motor Vehicle Report
- Proof Of Financial Responsibility
- Auto Insurance Endorsement
- Auto Insurance Exclusion
- Auto Insurance Rating
- Auto Insurance Code
- Auto Insurance Discounts
- Auto Insurance Glossary
- How To Obtain Proof Of Insurance
- How To Change Auto Insurance Providers
- Factors That Affect Insurance Rates
- How To Cancel An Auto Insurance Policy
-
Insurance Claims
- When An Accident Happens
- Accident Loss
- Auto Accident Payment Recovery
- Total Loss
- Proof of Loss
- Subrogation
- Actual Cash Value
- Lost Wages
- Salvage Vehicles
- How To File An Accident Report With The Police
- Evaluating Personal Injury In Auto Accidents
- First Steps Following A Personal Injury Auto Accident
- When To Seek Medical Attention For Personal Injury
- Protection Against Auto Insurance Fraud
- How To Handle Staged Car Accidents
- Types of Insurance Claims
- Bodily Injury Claims
- Property Damage Claims
- Windshield Claims
- Third Party Insurance Claims
- About Car Insurance Claims
- How Car Insurance Claims Affect Your Auto Insurance Policy
- When To Cover Personal Injury With Auto Insurance
- How Much Personal Injury Protection To Buy
- Supplementing Health Insurance With Personal Injury Protection
- Pain And Suffering In Personal Injury Claims
- Statute Of Limitations And Personal Injury
- Negligence And Determining Legal Liability
- Auto Insurance Claim Settlements
- Auto Insurance Settlements Involving Personal Injury
- Proving Fault In An Auto Accident Personal Injury Case
- Compensation For Auto Accident Personal Injury Claims
- Tips For Settling A Motor Vehicle Accident Claim
- Factors That Affect Compensation In Personal Injury Claims
- Legal Representation For Insurance Claims
- When To Hire A Personal Injury Attorney
- When To Hire A Lawyer
- Personal Injury Attorney Fees
- How To Choose Personal Injury Lawyers
- Benefits of Hiring A Personal Injury Attorney
- What To Submit To A Personal Injury Attorney
- Processing Car Insurance Claims
- How Car Insurance Companies Handle Claims
- How Car Insurance Companies Investigate Accident Claims
- How To Document Auto Accident Damage
- When To Report An Auto Accident To The DMV
- Tips On Documenting Personal Injury Expenses
- Paying Medical Bills Before Receiving Personal Injury Compensation
- Wage Loss In Personal Injury Auto Accident Cases
- How To File A Loss Of Wages Auto Claim
- Stages Of A Personal Injury Case
- Filing Car Insurance Claims
Shop Online for Insurance
We put a lot of effort into making our content helpful & accurate. Please let us know if you see something that isn't clear or correct; we are here to ease any frustrations you may have while navigating DMV topics. We are not a government agency, please reach out to your local DMV, insurance agent, or respective professional for further assistance on specific situations.
