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High Risk Car Insurance

Auto insurance companies determine risk profiles for drivers based on a number of factors, including vehicle type, driving record, claims history, and age. Based on your individual risk profile, you may be required to purchase “high-risk car insurance.”

This is a common requirement for drivers who’ve had one or more DUI or DWI, or have driven with a suspended license. Essentially, the more likely your car insurance company is to pay out high amounts of a claim, the more likely you will be to purchase a high-risk policy and pay higher premiums.

This section will cover the reasons a driver may be required to purchase high-risk car insurance, as well SR-22 filing requirements, DUI consequences, driver’s license suspensions, and more.