Dirt Bike Insurance - Motorcycle Insurance at DMV.org: The DMV Made Simple

- Home
- Insurance Center
- Motorcycle Insurance
- Dirt Bike Insurance
Dirt Bike Insurance

Sponsored Motorcycle Insurance Providers

Compare Motorcycle Insurance Rates in 3 EASY STEPS

Enter Your Zip Code:
Though most dirt bikes are not considered street legal, many insurance providers do offer a variety of motorbike insurance policies. Depending on your situation you can customize an insurance package to fit your dirt bike riding needs.
Dirt Bike Insurance Vs. Motorcycle Insurance

Dirt bikes and motorcycles are two different entities when it comes to insurance. Motorcycle liability insurance is designed to protect against on-road mishaps, but because dirt bikes are not considered road legal, you, as a dirt bike owner, will need coverage that better addresses your riding situation.

Dirt Bike Coverage Considerations

If you're thinking about buying insurance for your dirt bike, consider:
- Coverage against theft. Because dirt bikes do not require registration, they're difficult to track making them easy targets for theft. When looking over the policy, make sure it also covers you against theft from your trailer or transportation utility―most car insurance policies will not cover theft from towed trailers.
- Fire protection while the motorbike is in your garage or somewhere on your personal property.
- Damage protection for when your dirt bike is being transported.
Of course, depending on where you ride the dirt bike, you might lean toward the direction of motocross-specific insurance.

Customizing Dirt Bike Insurance Policies

Once you decide on what type of protection you want, you can start customizing a protection plan with some or all of the following policies:
- Custom Accessories Coverage: If you opt for this policy, make sure it covers the actual value of your motorbike, reflecting the accessories you've added.
- Theft Insurance: This, more than any other coverage, should be at the top of your dirt bike insurance list.
- Comprehensive Coverage: This will cover your bike against fire, theft, vandalism and damages caused by acts of nature (tornados, floods, hail).
- Collision Coverage: If you have a habit of colliding with trees or fence posts while riding off-road, consider this option.
- Roadside Assistance Coverage: This will protect you in the event your dirt bike becomes bogged down in sand or mud, or requires mechanical repairs.
Shop Around for Dirt Bike Insurance

With so many providers now offering dirt bike protection, it's in your financial interest to shop around and compare quotes. The more quotes you review the better your odds of finding a policy that meets both your needs and budget.
In This Section
Other Topics in This Section
- Motorcycle Insurance Minimum Requirements
  Financial responsibility requirements for your moped, atv, scooter or motorcycle by state. Protect your bike and your liability by purchasing motorcycle insurance.
- Types Of Motorcycle Coverage
  Get More On Motorcycle Insurance And Scooter Insurance. This Online Guide To Motorbike Insurance Covers Liability Insurance, Comprehensive Coverage, Collision Insurance And More.
- Motorcycle Insurance Quotes
  Learn More On Motorcycle Insurance Quotes So You Can Get A Competitive Insurance Rate For Motorcycles. Not All Insurance Companies Offer Motorbike Insurance. Use Our Guide To Save Money.
- Motorcycle Insurance Rates
  Guide To Motorcycle Insurance Rates. How To Get A Competitive Motorbike Insurance Rate By Shopping Online. Info On The Factors That Insurance Companies Consider When Calculating A Rate.
- Motorcycle Insurance Discounts
  How To Save Money With Motorcycle Insurance Discounts. Some Motorbike Insurance Companies Offer A Discount Based On Motorcycle Safety Course Completion, Experience, Location And More.
- Online Motorcycle Insurance
  Online Guide To Motorcycle Insurance. We Cover Motorbike Insurance Requirements, Insurance Policies, Insurance Discounts And How To Compare Insurance Rates For Motorcycles.
- Motorcycle Insurance Articles
  Motorcycle Insurance Articles Directory. Learn About Choosing Motorcycle Coverage, Getting The Most From Your Policy, Comparing And Saving Money On Motorcycle Insurance Quotes And More.
- Motocross Insurance
  Get Info On Motocross Insurance And How It Differs From Motorcycle Insurance And Dirt Bike Insurance. Our Online Guide Covers Various Types Of Motorbike Insurance.
- Dirt Bike Insurance
  Learn More On Dirt Bike Insurance And Whether It Differs From Motorcycle Insurance. Motorbike Insurance Polices Vary. Get Online Info With Our Guide To Dirt Bikes And Motorcycles.
- Moped Insurance
  Online Guide To Moped Insurance. Get Info On Mopeds And Scooters And Whether You Need To Buy A Motorcycle Insurance Policy. Get Adequate Insurance Coverage Before You Ride.
- Trike Insurance
  Get Info On Trike Insurance And Motorbike Coverage. Learn If Motorcycle Insurance Policies Cover Trikes. We Simplify Info On Trikes, Motorcycles And More.
- Scooter Insurance
  Online Guide To Scooter Insurance. Find Out If Mopeds And Scooters Are Covered By A Motorcycle Insurance Policy. Use Our Simplified Guide To Scooters And Motorcycles To Learn More.
Insurance Resource Center
Shop Online for Insurance

Car

Boat

Motorcycle

Commercial

RV

Scooter

Segway

Snowmobile

ATV

Watercraft

SR-22