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Traffic Tickets

 
INDIANA DEFENSIVE DRIVING ONLINE SPONSOR
If you have received a traffic violation, then the Four-Hour Basic Driver Improvement course is one way to get points off your driving record. IndianaDrivingCourse.com is a state approved Indiana defensive driving course online; sign up today to complete your Indiana Basic Driver Improvement requirement.
Indiana Four-Hour Basic Driver Improvement
Attendance of Indiana Online Driver Improvement will bring you many benefits. Traffic citations received in the past or those received recently will have points attached to them. The conviction appears on the record as will the points. Upon successful completion of the course, four (4) points will be credited to your driving record. Indiana drivers may participate in a driver improvement course such as Indiana Online Driver Improvement once every three (3) years for point credit, but may attend more frequently if ordered by a court. The three (3) year time restriction begins on the date of the last completed course. You may also complete the course for insurance reductions as well. Check with your insurance company to see if a reduction will apply after you complete the program. Your employer may also want you to complete the program to refresh your driving habits and knowledge. At any time, you may take the course as a volunteer.

Indiana Driving Course offers the following online courses:


Receiving a traffic ticket can start an unpleasant chain reaction.

For starters, a notice of your infraction will be sent to the Bureau of Motor Vehicles (BMV), where it will be added to your driving record. Every violation carries a point value, and these points will stay on your license for two years. We've included a list of violations and their corresponding points at the bottom of this section.

If you receive too many points within a short period of time, you'll face additional ramifications, including the possibility of having to complete a
defensive driving program or face a license suspension.

But, that's not all. Your insurance rates may go up. Sometimes, even a minor, two-point violation can be enough to boost your insurance premium into a higher category. Several minor violations in a short period of time can have as significant impact on your premium as one major infraction.

And, it can get worse. Your carrier may decide to cancel or not renew your policy. You'll then have to shop for a new carrier, possibly with a "high risk" customer label. This could limit your choices in companies, and will definitely increase your premiums.

If you've recently received a ticket, or have a lot of points on your license, and are concerned about the impact it may have on your rates, it's best to contact your insurance agent, or call your insurance company directly.

Remember, everyone who drives in Indiana needs to be able to show proof of financial responsibility. Please see our Requirements and Information section.

Lastly, you'll have to pay a fine for your violation. Of course, you always have the option of contesting your ticket in court. For details on doing both, see our Paying Your Traffic Ticket section.

So, what's the good news in all of this? Hopefully, receiving that ticket will make you a better, safer driver for years to come.

Here are some examples of infractions and their point values:

Two-point Violations

  • One to 15 mph over the speed limit
  • Failure to use headlights
  • Brake lights or signal lights not working

Four-point Violations

  • 16 to 25 mph over the speed limit
  • Illegal U-turn
  • Unsafe lane movement

Six-point Violations

  • 26 mph or more over the speed limit
  • Failure to stop or
    yield
  • Following too closely

Eight-point Violations

  • Driving with a suspended license
  • Failure to yield to an emergency vehicle
  • Speed contest on road

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