Traffic Tickets in IndianaPage Overview
Indiana Traffic Tickets
Receiving a traffic ticket can be stressful. It costs money, can add points to your IN driver's license, and could even affect your insurance rates.
If you get a traffic ticket, you have the option of pleading guilty by paying your ticket or fighting the ticket in court. Regardless of the option you choose, be sure to pay careful attention to the information on the ticket so that you meet required deadlines, pay the correct fees, and/or visit the correct court.
Read below for more information about Indiana traffic tickets.
When a police officer pulls you over for a traffic violation in Indiana, you will be asked to show your driver's license, vehicle registration, and proof of insurance. Failure to show these items could result in additional violations and fines.
The ticket has important information on it, so be sure that you keep it and review it thoroughly. You will usually find:
- The violation.
- The total fine amount.
- The deadline to pay the fine.
- A court date (should you choose to appear in court).
- The court handling your case.
When you get a ticket, a notice of your infraction will be sent to the Indiana Bureau of Motor Vehicles (BMV), where it will be added to your driving record. Every violation carries a point value, and these points will stay on your license for 2 years. We've included a list of violations and their corresponding points below.
If you receive too many driving record points within a short period of time, you'll face additional ramifications, including the possibility of having to complete a defensive driving program or face a driver's license suspension.
Each violation carries a certain number of driver's license points. In general, the more severe the violation, the more points you'll get.
Here are some examples of infractions and their point values:
- 1 to 15 MPH over the speed limit: 2 points.
- Failure to use headlights: 2 points.
- Brake lights or signal lights not working: 2 points.
- 16 to 25 MPH over the speed limit: 4 points.
- Illegal U-turn: 4 points.
- Unsafe lane movement: 4 points.
- Motorcycle passenger violation: 4 points.
- Motorcycle helmet violation: 4 points.
- 26 MPH or more over the speed limit: 6 points.
- Failure to stop or yield: 6 points.
- Following too closely: 6 points.
- Driving with a suspended driver's license: 8 points.
- Failure to yield to an emergency vehicle: 8 points.
- Participating in a speed contest on the road: 8 points.
Your car insurance company will periodically review your driving record and, if necessary, increase your rates.
Sometimes, even a minor violation can be enough to boost your insurance premium into a higher category. Several minor violations in a short period of time can have as significant of an impact on your premium as a major infraction.
In more extreme cases, your carrier may decide to cancel or not renew your policy. You'll then have to shop for a new insurance company, possibly with a "high risk" customer label. This could limit your choices in companies, and will definitely increase your premiums.
If you've recently received a traffic ticket, or have a lot of points against your IN driver's license, and are concerned about the impact it may have on your rates, it's best to contact your insurance agent, or call your insurance company directly.
Remember, everyone who drives in Indiana needs to be able to show proof of financial responsibility, so if your insurance company cancels your policy, you'll have to find another one. Please see our Car Insurance section for more information.Other Topics in This Section