Pay Traffic Ticket in IndianaPage Overview
- Pay the fine.
- Accumulate driving record points.
- Get higher auto insurance rates.
- Possibly attend Driver Safety Program to keep violation off driving record.
- Voluntarily attend DSP to offset points and get possible auto insurance discount.
- Use a deferral program (if eligible and county offers it).
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Paying your IN traffic ticket essentially means you’re admitting guilt, or at least giving up your option to contest the ticket.
Further fines and penalties depend on the nature of your violation, but understand that many people who plead guilty to typical traffic violations and pay their fines can:
- Conveniently pay online, by mail, or over the telephone.
- Expect higher auto insurance rates, but possibly get a discount for DSP completion.
- Use the DSP or a deferral program to keep the violations off their driving records.
Generally, the state allows 60 days from the date you receive the violation to respond (i.e. pay or plead not guilty); still, check your ticket for a specific date. If you fail to respond on time, the court will notify the Indiana BMV and the BMV will suspended your license indefinitely.
Some IN counties offer deferral programs for drivers who don’t want to contest or fight their tickets, but don’t want to deal with the consequences of a traffic violation, either.
Generally, these programs are available to drivers who:
- Committed an eligible offense.
- Have been violation-free for a certain amount of time
Again, not all courts offer these programs. Plus, sometimes the programs cost more than the actual ticket. However, they’re worth asking about if you want to avoid all the hassle of a conviction but don’t want to fight the ticket in court.
Driver Safety Program
Another option for drivers who don’t want to fight their tickets in court but who’d like to keep the violations off their records is the Driver Safety Program (DSP).
The DSP won’t block the driving record points you’ll accumulate, but successful completion will keep the court from sending your violation information to the BMV, i.e. the ticket won’t show up on your record.
Pleading Guilty as a IN CDL Driver
As a CDL driver, you can plead guilty and pay your traffic ticket the same as any other driver; however, you must understand that pleading guilty to certain offenses can drastically affect your driving privileges and possibly even your career.
NOTE: Generally, deferral programs and the Driver Safety Program aren’t available to CDL drivers.
Before you decide, visit our Ticket Fines and Penalties section and find out what you’re facing.
Plead Not Guilty
Believe you’re not guilty, or have a good case for getting the ticket dismissed? Check out our Fighting Your Traffic Ticket section before making a decision on how to respond to your citation.
Indiana traffic tickets begin on a county level, and the Judicial Branch of Indiana website provides information about the courts and clerks of each county. Generally, you’ll pay your traffic ticket fine to the county’s clerk.
To find your court’s website and other information, visit the judicial site and:
- Check for the “Courts & Clerks Offices” option.
- From the drop-down box that appears, choose the county in which you received your ticket.
- Once on the state’s county page, look for the option to visit the county’s website.
NOTE: You can also take this time to ask your court about whether you’re eligible for a deferral program or the Driver Safety Program and, if so, how to get either of those options in motion.
Neither the BMV nor the Indiana court system has a statewide online payment system for paying traffic citations online; however, some individual courts―such as the Marion Superior Court―allow online payments.
Use the county’s website to find out if you can pay your traffic ticket online; if you can’t find any information, contact the court directly.
Once you’ve located the court handling your ticket, you can find out about acceptable payment methods―including online options.
When you visit the website or call the courthouse, be sure to ask about whether:
- Credit cards and debit cards are accepted and, if so, which ones.
- The court accepts personal checks, or if you must use a money order or cashiers check.
- You can use cash.
If the court doesn’t offer an online payment option, or you don’t have the ability to pay online, also ask if you can pay by phone or through the mail.
You can get a four-point credit on your driving record when you successfully complete a course in the state’s Driver Safety Program. You can complete the course for point-credit purposes once every three years.
Check out our IN Point Reduction section for more information.
Check Your Driving Record
Check your driving record whenever:
- You outright pay your fine and want to make sure only the applicable number of points were added.
- You complete a deferral program or DSP to make sure either the violation doesn’t show up or the four-point credit was added (depending on your situation).
Learn more about obtaining IN driving records.
Let’s avoid a shock the next time you renew your auto insurance policy: If you plead guilty and pay your ticket, your insurance provider might increase your rates.
Talk with your agent about this possibility and, if there’s nothing in your driving history or policy that prevents an increase, consider comparing policy rates online to find a better deal.Other Topics in This Section