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Other Types
Coverage Up To 12 Bikes On A Single Policy. Save With Nationwide.www.Nationwide.com/powersportsLet's take a quick look at two popular and fun alternative means of transportation: mopeds and scooters.
Top Mopeds
What's a moped?
Under Indiana law, a moped (or motorized bike) is defined as a two- or three-wheeled vehicle with a cylinder capacity of 50 cubic centimeters or less, a horsepower rating of less than 2.0, and an automatic transmission.
If a vehicle exceeds these limits, it's considered to be a motor vehicle, and its operators must follow the licensing, titling, and registration rules for a motor vehicle. See our sections on these areas for more information.
Moped riders must be at least 15 years old, and have a valid driver's license or state ID card with them when riding. Additionally, mopeds may not be driven on an interstate highway (why would you?), or over 25 mph. And, mopeds may not be driven on sidewalks.
Riders under 18 must be equipped with a helmet and something to protect their vision, such as goggles, glasses, or a transparent face shield.
Top Scooters
Indiana lawmakers define a scooter as having two wheels, a floor pad for feet, a driver's seat that isn't a saddle, and equipped with motive power.
A scooter may fall under the classification of mopeds or motor vehicles, depending on its makeup. So, follow the rules and procedures for whichever applies to your situation. If you have questions about this, contact a license agency, or call the Bureau of Motor Vehicles at (317) 233-6000.
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