Top Take Defensive Driving and Reduce Points

Have some marks on your driving record? Take the opportunity to refresh your driving techniques and get a three-point reduction on your driving record, by completing a state-approved defensive driving course. You'll need to complete the course before you reach the suspension point limit.

Drivers may take the course once every three years. The cost of the course varies, according to the provider. Some providers offer online classes, which the state finds acceptable. Enroll in the class by contacting the provider directly.

Completing the class will not remove a citation from your record, and if you recently received a ticket, you'll have to pay the fine.

Drivers can't use the class to "store" points to offset any traffic violations that occur later. The point reduction may only be applied to points already appearing on your driving record.

Top Insurance Discount

Good news for drivers 55 and older: By successfully completing the defensive driving class, you may receive a savings off your auto insurance liability, medical payments, and collision coverages. Since the discount varies according to the insurance carrier, and restrictions may apply, contact your provider for specific information.

Those who don't fall into this age range may still be eligible for a discount by completing the class. Contact your provider to see if your company offers a defensive driving course completion discount.

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