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Title Transfers
Travelers® Offers Free Quotes on Car Insurance. Review Rates Today.www.Travelers.com/CarInsurance$300? $400? $500? See how much you could save on car insurance.www.GEICO.comTop What is a Title Transfer?
No other vehicle document carries as much clout as your title. It serves as proof of vehicle ownership. When it comes time to transfer ownership you'll need the title, whether you're the buyer or seller, to legally close the deal. If you're the buyer, you'll then have 30 days to title the vehicle in your name. Otherwise, you'll be assessed a $20 late fee.
Title transfers occur when:
- Buying or selling
- Gifting or donating a vehicle
- Inheriting a vehicle
- Transferring to family
- Paying off a loan
- Making a name change
Buying a Used Car? Order a Vehicle History Report First
Ordering a vehicle history report is a critical step in the used car buying process. Failing to do so could result in the purchase of a vehicle with frame, flood, or fire damage, odometer rollback and more. Stay on the safe side, and order a vehicle history report before you buy a used vehicle.
Top Selling a Vehicle
Before taping a "For Sale" sign to your car's rear window, order a vehicle history report. It will ease the selling process by guiding you on an honest asking price and put you in the mind of potential buyers. Visit our section on vehicle history reports for more insight.
After agreeing to a deal, here's what to do:
- Sign your name on the title's "seller's signature" line and include the date where it says "date sold."
- Include an odometer count if the vehicle is less than 10 years old.
- If there's room on the front of the title, enter the selling price. If not, you must create a Bill of Sale.
- File a Release of Liability Statement.
- Remove your license plates.
Top Buying a Vehicle
New Cars
Title transfers will be managed by the dealer.
If you're in the car market, save time and gas by shopping online.
Used Cars
Before considering a vehicle that matches your style or image, you should focus on finding one that meets your budget. And then once you settle on a car, you should explore all financial options before signing any papers. Also budget for insurance costs. Before deciding on a carrier, you can compare rates at our Insurance Center.
And don't forget to protect yourself by studying your chosen car's vehicle history report, before buying. Another caution: Especially when dealing with private sellers, make sure the owner signs off and hands you the actual vehicle title.
After purchasing, you can either title your car by mail or visiting your county assessor's office. Either way, you must include:
- The car's title signed over to you.
- A bill of sale, if there's no purchase price listed on the title.
- An odometer disclosure statement, if the vehicle is less than 10 years old.
- A Vehicle Identification Number Certification.
- A completed Power of Attorney form, if applying by mail.
- A completed Title Application.
- Payment for a 6% sales tax, $14 title fee, and, if applicable, $20 late filing fee.
If you opt for the mail option, you must send all fees and documents to your county assessor.
Top Removing a Lien
Though not mandatory, to remove a lien from your title after paying off your car loan, you must:
- Have your lender sign-off on your title.
- Bring the released title to your county assessor's office.
- Pay a $14 title fee.
Top Transferring to Family
You can transfer your vehicle to the following family members:
- Brother or sister
- Grandparent
- Grandchild
- Spouse
- Parent
- Child
To complete the transfer, you must visit your county assessor's office and bring:
- The car's title signed over to you.
- A completed Sales Tax Exemption Certificate - Transfer Affidavit.
- An odometer disclosure statement, if the vehicle is less than 10 years old.
- A Vehicle Identification Number Certification.
- A completed Title Application.
- Payment for a $14 title fee.
Top Gifting a Vehicle
If you're the recipient of a "gift vehicle", you must visit your county assessor's office and:
- Bring the signed-off title.
- Complete a "Gift" application (unavailable online).
- Have, for identification purposes, your driver's license.
- Pay a $14 title fee.
NOTE: While titling you'll also need to register the vehicle.
Top Donating a Vehicle
The choice is yours. You can donate to a wide variety of causes and charities. Many even offer free pick-up. Visit our car donation page for the full scoop.
To increase your chances of receiving a full tax credit on your vehicle, consider hiring the services of a tax attorney.
Top Inheriting a Vehicle
You have 30 days following the date of death to transfer the title. To help negotiate through the legal process, it's always a wise idea to consult with a probate attorney.
As the heir, you must bring the following to your local county assessor's office:
- The signed-over title.
- The death certificate.
- Cash or check for a $14 title fee.
If the registration has expired, you will need to re-register the vehicle. Otherwise, the county assessor's office will automatically implement registration changes.
You will also need to have the vehicle insured. You can shop for rates at our Insurance Center.
Top Making Name Corrections
Changing a Name
- Visit your county assessor's office.
- Depending on the situation, bring in your marriage certificate, divorce decree or court document.
- Have your driver's license.
- Pay a $14 title fee.
Before applying for a name change on your title, consider obtaining a vital record if you have misplaced or lost your proof of name change (marriage certificate or court decree). For detailed information on this topic, visit our Changing Your Name section.
Deleting a Name
Visit, in person, your county assessor's office and adhere to the following steps:
- All involved parties must sign the title.
- If the names on the title are combined by "AND" all involved parties must attend together. But if the names are combined by "OR" only the person maintaining the title needs to come in and complete the process.
- Pay a $14 title fee.
Adding a Name
Visit your county assessor's office and:
- Bring in the title with added name.
- Pay a $14 title fee and a $3 updated registration fee.
NOTE: Both parties do not have to be present when adding the name.
Related Questions from DMV Answers
Where can I get a release of liability form?
Not every state requires a specific release of liability form (see grid below) during a title transfer. If, however, you do reside in a state that requires this form, you can grab one from your local DMV office. Or, in some instances, download a copy from your state's DMV Web site. This form goes under many names. Arizona, for example, calls it a Sold Notice. California refers to it as a Notice of Transfer and Release of Liability. And Ohio names it a Customer Request to Cancel Vehicle Registration form.Keep in mind that just because your state does not require a specific Release of Liability form, does not mean you're free from notifying your DMV office. In lieu of a specific form, many states substitute surrendering the vehicle's license plates as adequate notification. Others require a letter in writing. And some don't require any notification at all. The advantage of getting a release of liability on record is that should the new owner not properly file title transfer paperwork,...
Read more >>I paid off my loan but the lien holder has not released the title, what can I do...
Contact the lender and ask that they take action to release the title because you have paid off the loan. Be ready with proof, such as the bank’s own “Paid in Full” note, or bank statements with payment history. When you pay off your car loan, your lender, or lien holder, is supposed to release the lien. At this point, you can enact a title transfer at the motor vehicle office, so that the title will be in your name only. Now, let’s say the lender, for whatever reason, never gets around to releasing the lien, and you only find out about the oversight much later. Now you can’t contact the lender because the bank failed and there’s no proof that you own your car. What to do? There is another option. Contact the FDIC, or Federal Deposit Insurance Corporation, and ask for a lien release in writing by email, fax, or letter. Explain the terms of your loan, when you paid it off, and proof that you paid it off. Proof can include documentation such as copi...
Read more >>Where can I obtain a lien release form?
You'll need to contact the financial institution that gave you the loan. In turn, they'll either send you a completed lien release form, or a letter that states you've been released from the loan.After you've paid off your loan, your bank should automatically send you the lien release. A lien release is often required by motor vehicle agencies in order to process a used car title transfer. Visit your state's motor vehicle agency site to learn what paperwork is required when buying or selling a used car. Most states do a good job of explaining this matter, but if you're confused, contact your local DMV branch or the state headquarters.
Read more >>Do I need smog certification to complete a title transfer?
Some states require that the car’s owner provide a smog check or emissions certificate prior to the title transfer, while others make it the buyer’s responsibility to get a smog check, if a smog check is required in the state. Certain states only have smog requirements in higher-population counties. Check with your state’s motor vehicle agency for specifics.
Read more >>Can I take care of title transfers online?
While the Internet has made many tasks more convenient, title transfers must still be completed the old fashioned way. Although a few states have Web sites that allow you to download the forms necessary to complete a title transfer, you can not actually complete the car title transfer without making a trip to your local DMV office. A title transfer is needed: When you are buying or selling a car When you have paid off a loan When you inherit a vehicle When you transfer a vehicle to a member of your family When you donate a vehicle to a charitable organization When you need to make name corrections after marriage or a divorce Title transfer processes vary slightly by state, but you’ll generally need to provide: A title transfer application The completed car title A Bill of Sale showing the purchase price An odometer reading Proof of insurance Photo identification An emissions inspection certificate Payment for pay any sales or luxury taxes applicable to your purchase No app...
Read more >>
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