Accident Guide in Colorado

Colorado's snow, combined with our frenzy to get to the slopes, sometimes gets us into trouble, or more accurately, accidents.

In the event of an accident, you should stop and make sure everyone involved is OK. If anyone is injured, call an ambulance and give aid the best you can.

Otherwise, you should exchange the following information:

  • Insurance information (policy number and insurance company).
  • Telephone numbers.
  • And don't forget your name!

Filing an Accident Report

Colorado law requires all accidents to be reported immediately. If a police officer responds to the scene and gets all information from the involved parties, the police report satisfies your responsibility. However, if a police officer isn't involved, you will have to report the accident either using an online accident report or download a traffic accident report.

Note that Colorado's online accident reporting system has a few requirements. To report online, each of the following must be true:

  • There were no fatalities or injuries involved.
  • The accident was not a hit and run (you can provide information from the other party involved).
  • No public property was damaged.
  • There was no suspicion of any party driving under the influence of alcohol or drugs.

If any of the above statements are true, you should contact the law enforcement department in charge of the jurisdiction where your accident happened. They will provide further instructions to start an investigation.

Sometimes your insurance company will need you to do some leg work if you've been in an accident. Below are some common forms you may need to fill out.


DR 2090

An insurance company may need you to complete this form after settling an accident claim.

DR 2316

Explains accepted forms of proof of financial responsibility to avoid suspension of your license or have it reinstated.

DR 2100

This form may be required when you receive a claim settlement after an accident.


This form may be required to maintain your drivers license after a motor vehicle accident.

DR 2567

This form may be required if you settle an accident claim for which you're financially responsible.

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