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SR 22 Basics: Car Insurance Requirements for DUI, Suspended License, and More

by Nadia Ibanez on

Depending on where you live (see below), your state might require an SR-22 document following the suspension or revocation of your driving privileges from DWI or some other serious driving offense. What’s SR-22? An SR-22 is written by an insurance company as verification that you have car insurance coverage, as required by a court or […]

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DMV Point System Basics: What Are Points and How Do I Get Rid of Them? by Melissa Crumish on

State point systems help authorities identify habitual offenders (DMV-speak for atrocious drivers) for the purpose of making our roads safer. Participating states assign points to traffic citations. The point numbers vary based on the nature of the violation. The more flagrant the transgression, the more points you’ll see assigned to your driving record. For example, […]

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How Long Points Stay on Your Driving Record by Melissa Crumish on

DMV points are your driving record’s version of splinters, bothersome and annoying until finally removed. How long the points remain on your driving record depends on your state. Alabama: Two years. Alaska: Two points are reduced for every year of violation-free driving. Arizona: Three years. Arkansas: Three years. California: Three years. Colorado: Two years. Connecticut: […]

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Actions That Lead to the Loss of Driving Privileges by Melissa Crumish on

Driving laws are meant to be followed. Break them and you’ll face the consequences, which could include having your driver’s license suspended, revoked or cancelled. To help avoid losing your driving privileges, it’s best to know what actions could cost you. Driving Under the Influence (DUI) DUI laws and penalties vary by state, but in […]

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How to Check Your DMV Points by Kathy Teel on

The point system for drivers is one way that the state, as well as insurance companies, can keep tabs on how good a driver you are. Not all states use a point system, but those that do assign points to your driver’s license for speeding tickets and other traffic tickets. You know, the kinds of […]

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How Traffic Ticket Penalties Affect Teen Drivers by Alicia Sparks on

Overall, teen drivers deal with many of the same traffic ticket penalties as adult drivers; the difference is, those penalties usually are just a smidge (or, a lot, in some cases) harsher. “But…that’s not fair!” Well, it depends on how you look at it. Teen drivers are still learning, and it’s important to instill good, […]

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