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5 Important Steps If You Lost Your Drivers License

Date posted: 11/04/2013

by Richard Beaty on
in Drivers License & ID

576 300x200 5 Important Steps If You Lost Your Drivers License

Losing your drivers license shouldn’t mean you lose your identity.

It might be impossible to avoid losing your wallet, but that doesn’t mean you have to lose your identity with it. All is not lost if you educate yourself and take a proactive approach. But many people don’t, and even fewer expect to be the next victim of identity theft. Thieves bank on that—literally. The following 5 Steps can help keep criminal activity in check.

1. Contact the Police Immediately!

Keeping a paper trail by filing a police report creates a start date for any illegal activity and may help you dispute any fraudulent charges.

2. Hire an Identity Theft Protection Service

Your first line of defense are Identity Theft Companies: experts who know how to protect your identity. Companies such as LifeLock, Identity Force, and TrustedID offer a $1,000,000 Service Guarantee, alerts and monitoring to ensure your identity doesn’t fall into the hands of identity thieves.

3. Watch Your Credit Score Like a Hawk

Your credit score often gets hit the hardest when ID thieves strike. But you can easily and inexpensively monitor credit account information with a credit report. Because the Fair Credit Reporting Act (FCRA), credit reports from Equifax, Experian, and TransUnion are free when you order through annualcreditreport.com. And you can get a free copy of their credit report once every 12 months. All you have to do is ask for it.

If you find any new credit cards or bank loans pop up on your credit report, you can pinpoint when a thief opened the account and begin to resolve any issues before your credit score goes down the tubes.

4. Check for Warrants

It sounds absurd, but criminals can pass themselves off as you in the flesh. If they get stopped by police and present your driver’s license to an arresting officer, guess who’s in hot water? You. That’s why it’s wise to keep tabs on your criminal record by running a background check on yourself. With this report of your criminal history, you can quickly know whether you have warrants.

5. Check Your Driver’s License Status

Along the same lines as checking your criminal record is checking your driving record. This too gives you immediate info on whether a criminal is trying to put your face to his crimes. If someone gets a traffic ticket using your driver’s license, your driver’s record will quickly reflect the citation and status of your driver’s license. The alternative is not knowing that someone else has racked up points on your driving record until the DMV notifies you that your license has been suspended or revoked. Periodically {I{Driving Records}{order your driving record online} and consider the crisis averted.

Identity theft can happen to anyone so don’t be unprepared.  Replacing a lost drivers license is pain enough.  Losing your identity is a nightmare.

 

 

 

 

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About Richard Beaty

Growing up in the rough and tumble West Texas city of El Paso, you would think the legendary Texas contrarious nature would have rubbed off on Rick. But the fact is, El Paso’s water system is saturated with natural lithium and Rick’s good nature is probably a result of just that. Steeped in years of writing ads, marketing materials, TV and radio spots, as well as a screenplay every so often, Rick is a natural fit for when it comes to web writing and blogging. (Oh, and please comment on his pages. Good or bad, he doesn't care. He just likes to feel heard.) More articles by Richard Beaty

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